How to Title Property in New Awlins

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Part of rebuilding New Orleans caused residents often to be challenged with the task of tracing home titles back potentially hundreds of years. With a community rich with history stretching back over two centuries, houses have been passed along through generations of family, sometimes making it quite difficult to establish ownership. Here’s a great letter an attorney wrote to the FHA on behalf of a client:
You have to love this lawyer…
A New Orleans lawyer sought an FHA loan for a client. He was told the loan would be granted if he could prove satisfactory title to a parcel of property being offered as collateral. The title to the property dated back to 1803, which took the lawyer three months to track down. After sending the information to the FHA, he received the following reply:
(Actual reply from FHA):
“Upon review of your letter adjoining your client’s loan application, we note the request is supported by an Abstract of Title. While we compliment the able manner in which you have prepared and presented the application, we must point out you have only cleared title to the proposed collateral property back to 1803. Before final approval can be accorded, it will be necessary to clear the title back to its origin.”

Annoyed, the lawyer responded as follows:

“Your letter regarding title in Case No.189156 has been received. I note you wish to have title extended further than the 206 years covered by the present application.
I was unaware any educated person in this country, particularly those working in the property area, would not know Louisiana was purchased by the United States from France in 1803, the year of origin identified in our application. For the edification of uninformed FHA bureaucrats, the title to the land prior to U.S. ownership was obtained from France, which had acquired it by Right of Conquest from Spain. The land came into the possession of Spain by Right of Discovery made in the year 1492 by a sea captain named Christopher Columbus, who had been granted the privilege of seeking a new route to India by the Spanish monarch, Queen Isabella.
The good Queen Isabella, being a pious woman and almost as careful about titles as the FHA, took the precaution of securing the blessing of the Pope before she sold her jewels to finance Columbus’s expedition. Now the Pope, as I’m sure you may know, is the emissary of Jesus Christ, the Son of God, and God, it is commonly accepted, created this world. Therefore, I believe it is safe to presume God also made the part of the world called Louisiana. God; therefore, would be the owner of origin and His origins date back to before the beginning of time, the world as we know it, and the FHA. I hope you find God’s original claim to be satisfactory. Now, may we have our loan?”
The loan was immediately approved.
~Steve~                     H/T   Grouchy Guy. 😀

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0 responses to “How to Title Property in New Awlins

  1. sweet!

  2. Funny, but that’s government education for ya!

  3. My father’s twin brother was an attorney in New Orleans for many years, and I can definitely believe this!!! I grew up going there on a regular basis, and it is a city like no other!!!

    • Forgot to say this–I love the New Awlins pronunciation! That said, I have tried my whole life to pronounce the name like my grandmother did. Something like, “Y’all want to go to Nyaulins”. For the life of me, I cannot do it!

  4. Grouchy–grew up going to Biloxi regularly also–uncle had a house in Waveland, and my Grandpa had a majorly rustic fish camp in Pascagoula. Most of my cooking is done in spicy Cajun fashion. Love that chicory, esp with beignets!!

    • Sorry, Grouchie, but I only went to that rustic fish camp when I was forced by my parents. It was hot, stark, and to a young girl, very boring!!

  5. Cantcha jes see Dennis Quaid playin’ that lawyer to purr-fek-shun?

  6. Marcos T. Ciceron

    Funny, but if you’re looking for a story to confirm your prejudices about the federal government, look elsewhere: this is a spoof, and it’s been around for over sixty years. Reference:


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