Democrats kill amendment to bill which would prevent credit discrimination based on politics or religion

Frances Martel reports for Breitbart, that on Wednesday, Jan. 29, 2020, Democrats in the House of Representatives voted against an amendment to a proposed bill that would prevent the powerful Consumer Financial Protection Bureau (CFPB) from forcing private credit scoring companies to evaluate Americans based on political opinions or religious beliefs — to “make use of information related to political opinions, religious expression, or other expression protected by the First Amendment, whether obtained from a social media account of a consumer or other sources.”

The amendment would have been tacked onto Rep. Ayanna Pressley’s (D-MA) Student Borrower Credit Improvement Act, or Comprehensive CREDIT Act of 2020.

House Democrats rejected the amendment with 208 votes. Only 15 Democrats voted in favor of the free speech protections. Some, like Rep. Tulsi Gabbard (D-HI), took the pusillanimous non-committal way by abstaining.

Republicans warn that without such an amendment, the powerful CFPB would have the legal authority to make nearly any criteria mandatory for a private credit evaluation company to take into consideration, paving the way for a system in which the federal government has the power to assign numerical scores to individuals like Communist China’s social credit system, based on their loyalty to a certain political party, membership in civil society groups that the government approves or disapproves of, or other private behaviors.

In a statement following the House vote, House Minority Leader Kevin McCarthy (R-CA) warned that if the Senate also passes the bill (Comprehensive CREDIT Act of 2020) without the amendment, the CFPB would now have the power to use any aspect of a person’s life to change their credit score, with significant potential for abuse. McCarthy said:

“In keeping with their theme of handing over more control to the government, Democrats now support giving the CFPB unchecked authority on credit score modeling, without any built-in measure to stop potential abuse of power or violation of our Constitutional rights. There is a terrifying parallel to the practices of China’s communist regime, which seeks to control the actions of their population with a social credit score. This kind of oppressive practice is antithetical to American freedoms and ideals.”

China’s new “social credit system” bans citizens from key social services like public transportation if they lose too many points behaving in a way disapproved by the Communist Party. China has begun exporting this system, along with its surveillance technology, to countries in the Western Hemisphere like Venezuela, Ecuador, and Bolivia.

See “Totalitarianism: China will keep ‘social credit’ score on each citizen for reward/punishment

Democratic 2020 presidential candidates have posited a point system like China’s “social credit” for evaluating good citizenship. Andrew Yang calls his “modern time banking”. He said on his website: “Volunteer activity and community engagement would be tracked by an app and seeded, initially, by the government. After that, local administrators would oversee the program.”

Created in 2011 to protect Americans from economic malfeasance in the aftermath of the 2008 economic crisis, the Consumer Financial Protection Bureau (CFPB) supposedly is responsible for consumer protection in the financial sector. Designed by Sen. Elizabeth “Fauxcahontas” Warren (D-MA), CFPB’s jurisdiction is vast in scope, including banks, credit unions, securities firms, payday lenders, mortgage-servicing operations, foreclosure relief services, debt collectors and other financial companies.

Though an agency of the executive branch of the federal government, CFPB does not answer to the President, making it unaccountable to anyone but its director, 45-year-old Kathy Kraninger — a Republican and a Trump administration appointee. The President of the United States has only limited oversight over CFPB through a narrow list of reasons to remove a director.

CFPB has faced repeated accusations of abuse of power, particularly under its founding director Richard Cordray, an Obama appointee. In perhaps the most absurd example of overreach, the CFPB attempted in 2015 to punish a land development company for not maintaining roads in Tennessee at the standard the Bureau deemed appropriate.

The constitutionality of giving an unelected body such as the CFPB the power to impose its demands on private individuals and corporations has been the subject of extensive debate and unsuccessful lawsuits. Last October, the Supreme Court agreed to hear a challenge to the constitutionality of the CFPB.

On the same day as the House Democrats’ defeat of the free speech-protecting amendment, Elizabeth Warren launched a campaign against “disinformation,” a word the Chinese Communist Party often uses to censor speech. She tweeted:

Anyone who seeks to challenge and defeat Donald Trump must be prepared to take on the full array of disinformation that foreign actors and people in and around his campaign will use to divide Democrats, suppress Democratic votes, and erode the standing of the Democratic nominee. Campaigns and tech companies can take a number of steps to slow the spread of misinformation right now. And as president, I’ll take a series of actions to further address the spread of disinformation.

Warren also vowed that “when” elected President, she would not only overturn everything President Trump has achieved, she would hunt down and punish Trump administration officials and functionaries.

~Eowyn

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William
William
6 months ago

The demonrat party has dropped all pretenses. It is now quite openly the Marxist Totalitarian Party, it’s only objective the acquisition of raw power. As such it is incompatible with a constitutional republic and by rights it should be outlawed and banished forever from our country. Warren, Sanders, Obama, Clinton, Biden, all of them are the ones who should be hunted down and punished. We could deport them to Red China but that wouldn’t be punishment for them, they’d think they had died and gone to heaven. It would be punishment for the Chinese though, they’d consider it an act… Read more »

geo
geo
6 months ago
Reply to  William

“We could deport them to Red China but that wouldn’t be punishment for them”

It would be a punishment if they were forced to live as the proletariat live. They wouldn’t last a week.

William
William
6 months ago
Reply to  geo

They wouldn’t last a day, they’d whine themselves to death. And they wouldn’t last 30 seconds if they were exposed to sunlight, They would dry up and die like slime mold

Geotrio
Geotrio
6 months ago
Reply to  William

Very well said, and yet, the average liberal/leftist/democrat out there will STILL vote for the removal of their freedoms.
Maddening.

Freeland_Dave
Freeland_Dave
6 months ago

At least not yet.
But soon if you don’t have the mark of the beast on your forehead (in your mind) or on your hands (what you are doing) you won’t be allowed to buy or sell.

chemtrailssuck
chemtrailssuck
6 months ago
Reply to  Freeland_Dave

And good luck paying property taxes or your grocery bill if you don’t get the “mark”.

YouKnowWho
YouKnowWho
6 months ago

“Erode the standing of the Democratic nominee”? Really? Is that possible?
I’d ask ‘how much worse can they get?’, but they always think that’s a challenge, not a rhetorical question.
The left should have to live with/like the homeless. They’d find out just how conservative they are.

DCG
Admin
DCG
6 months ago

Man, ever since Ds lost the WH they are on a roll. Can you imagine what they WILL do once they are back in power? Scary…

truckjunkie
truckjunkie
6 months ago
Reply to  DCG

Seeing what they REALLY are,I’m inclined to think it may be a while before they are allowed anywhere CLOSE to power.

William
William
6 months ago
Reply to  DCG

WILL cannot happen. Not merely scary – we can handle scary – but hell on Earth. They are in a psychotic frenzy now, utterly and irreconcilably divorced from reality. Warren is talking about having her Sec. of education being “approved” by a “trans person” in order that kiddies can be properly brainwashed. The Bernie Bros talk openly about violent revolution and gulags and maybe they won’t kill us outright. They’ll have to think about it. The dems are a sick clown show, none of them stands a chance against DJT. But Nanny Bloomers is the wild card. He’s unelectable as… Read more »

truckjunkie
truckjunkie
6 months ago

How is it that being a Democrat ISN’T a Capital offense?

William
William
6 months ago
Reply to  truckjunkie

Let’s hope that’s a legislative priority for DJT’s second term

Michael Garrison
Michael Garrison
6 months ago

The script calls for the rats to make Trump more favorable to win in 2020.
Two political systems?!?!
Sorry. But there’s only one.
And they’re both getting Trump re-elected.
Because……that’s the plan.
And Trump and Schiff BOTH deserve Oscar’s.

William
William
6 months ago

It may very well be that it is all scripted, that TPTB never allow events to stray too far from the master narrative. But that is only because they refuse to concede that God’s plan trumps (pun intended) their ill-advised design conceived during the Divine Rebellion. No matter how well-laid their plans are in the temporal realm, a piece of it always gets away from them. Trump as president gives us just enough wiggle room to coalesce our energies for the spiritual warfare to come. Consider just for a second where we would be if Clinton had been “elected”. Schiff… Read more »

DCG
Admin
DCG
6 months ago
Reply to  William

“Schiff plays a weasely slimeball very convincingly. But Oscars are awarded to actors and he’s not acting.”

Excellent point. Did you see this from Hirono? This womyn ain’t acting either. “I don’t care what kind of nice, little, legal, Constitutional defenses that they came up with.”

https://twitter.com/GOPChairwoman/status/1223355164158984192

William
William
6 months ago
Reply to  DCG

Wow. At least she’s honest. Constitution? Pffftt.. Legal? Laws are for the little people. It’s barely primary season and they are already pegging the needle on the crazy meter. 2020 is going to be a wild ride. The only one who is acting is Nancy, pretending to be Speaker. The poor thing doesn’t know what day it is

Michael Garrison
Michael Garrison
6 months ago

This is where the mark of the beast comes in. If you’re a satanist, you get want you need.

If you’re a Christian…….
……RUN LIKE HELL. lol.

William
William
6 months ago

I think we are getting very close to that

TrailDust
Admin
6 months ago

The fact that the DNC is not a political opponent, but a mortal enemy is becoming clearer every day. It amazes me that so many people are asleep on these things.

chemtrailssuck
chemtrailssuck
6 months ago

Well it’s still “legal” to discriminate according to age (i.e: older workers), so why not religious affiliation? Funny how it’s not “discrimination” when it’s against older people/religious people. But ya better let some man/woman use any bathroom it wants OR ELSE! LOL!

It’s only discrimination if the Left wants it to be.