Will Obamacare cause your Medicare Insurance Premium to double?

There is an e-mail circulating around claiming that as a result of Obamacare, Medicare’s insurance premium will more than double in two years, to $247 a month by 2014!

This is the version of the e-mail (colored teal-blue) I received:

A message from Blue Cross Blue Shield

Professor Emeritus John W. Hill, JD, PhD
Kelley School of Business, Indiana University
hillj@indiana.edu

MEDICARE

Look clearly at the 2014 rate compared to the 2013 rate.

For those of you who are on Medicare, read the following. It’s short, but important and you probably haven’t heard about it in the Mainstream News:

“The per person Medicare Insurance Premium will increase from the present Monthly Fee of $96.40, rising to:

$104.20 in 2012
$120.20 in 2013
And
$247.00 in 2014.”

These are Provisions incorporated in the Obamacare Legislation, purposely delayed so as not to confuse the 2012 Re-Election Campaigns. Send this to all Seniors that you know, so they will know who’s throwing them under the bus.

Peggy Riehle
Internal Representative
Network Contracting
205-220-6778

So I first went onto the Indiana University’s website to look for a Professor Emeritus John W. Hill. (The emeritus title means retired.) I found a John Hill, who’s an active and very non-retired Professor of Accounting and Arthur M. Weimer Chair of Business Administration. Here’s his contact info:

Campus address: Room 478, Business School.
(812) 855-2610
hillj@indiana.edu

Then I went on the BlueCross BlueShield of Alabama website:

  • I searched for a “Peggy Riehle” or “Peggy Riehl” who the e-mail claims is BC BS of Alabama’s “Internal Representative of Network Contracting,” but my search produced no result.
  • I also searched for information on increases in Medicare Insurance Premium on the website but found nothing.

I then did a search on the Internet for “Medicare insurance premium increases” and found this on the Truth or Fiction website:

Medicare Premium Increases

On October 19, 2009, the New York Times reported that there would be an increase to Medicare Part B premiums from $100 to $115, a 15% increase.  The Times article said, “About 12 million people, or 27 percent of Medicare beneficiaries, will have to pay higher premiums or have the additional amounts paid on their behalf.”

On November 5, 2010, the Social Security Administration published a report of increases of Medicare premiums that said that depending on what plan participants are enrolled, the increases would vary.  These policies were enacted while  the 111th Congress, under the leadership of Nancy Pelosi, was in session. The Republican majority led 112th House did not take office until January 3, 2011, months after the changes to Medicare were enacted.

For the most part, increases in premiums affect Medicare participants of Part B.  The report said, “Most beneficiaries will continue to pay the same $96.40 or $110.50 premium amount in 2011. Beneficiaries who currently have the Social Security Administration (SSA) withhold their Part B premium and have incomes of $85,000 or less (or $170,000 or less for joint filers) will not have an increase in their Part B premium in 2011.”

It went on to say, “For all others, the standard Medicare Part B monthly premium will be $115.40 in 2011, which is a 4.4% increase over the 2010 premium. The Medicare Part B premium is increasing in 2011 due to possible increases in Part B costs. If your income is above $85,000 (single) or $170,000 (married couple), then your Medicare Part B premium may be higher than $115.40 per month.”

TruthOrFiction.com has not found any evidence that the Social Security Administration has announced any future increases to Medicare premiums.

This is what FactCheck.org says:

Q: Will the new health care law raise Medicare’s basic monthly premium to $247 in 2014, as a viral message claims?

A: No, Medicare officials project the basic premium will be less than half that. But the law will eventually cause 14 percent of seniors with incomes over $85,000 a year ($170,000 for couples) to pay higher “income-related” premiums, up from 5 percent currently.

To conclude, it won’t surprise me a bit if Medicare and other health insurance premiums will increase as a result of Obamacare. However, I cannot verify the claims made by the circulating e-mail that Medicare insurance premium will more than double from 2012 to 2014.

~Eowyn

39 responses to “Will Obamacare cause your Medicare Insurance Premium to double?

  1. Perhaps not double, but it’s certainly not going to decrease… if you can find anyone who’ll take Medicare after 2014.

  2. Wouldn’t surprise me if it did increase…

  3. What is confusing to me is that they say if you like your insurance you can keep it, but your health insurance has to meet certain government specifications. What if yours doesn’t? All insurance must be within your own state. What if you have a medicare supplement? Is it going to have to meet government requirements too? People may not be able to keep any of the health insurance they have now.

  4. Thanks for doing the research! A higher premium is one of the things I worry about least though, I am far more worried about the end of life committee requirements, the payment limitations, the affects on those with disabilities, the disrespect shown religious freedom,etc.
    Could my 94 year old aunt get a replacement pacemaker? Will they pay for chemo for my78 year old neighbor with debilitating cancer? Will they deem untreatable children born with disabilities? My heart breaks when I contemplate these ethical scenarios.

    • They’ll deem “untreatable” anyone who’ll cost them money than just basic medical care (or an abortion, breast enlargement, etc.).

  5. I’m guessing they are going to more than double.

    After all, we are talking about government, so it’s a pretty safe bet that when government says a program is going to cost X, the reality will end up being X * 3.

    If we’re lucky.

    -Dave

  6. Thank you Dr. Eowyn for the good research you have done about this subject. More facts will enfold as we continue to learn about the destruction from this 2,700 page law, which is so confusing that even legal scholars cannot figure it out! Sickening!

  7. Goebbels said that Lies ,propaganda and fiction repeated often enough will get people to believe they are truths—Both major political parties and certain politically motivated individuals adhere to and practise this philosophy

  8. edward oleander

    Thanks for looking up the facts, Eowyn!

  9. Must not have done much research if you couldn’t find info about Peggy Reihle from BC & BS of AL or the professor. After contacting Mr Hill and BCBS I received email responses from both. The professor’s name was used without his knowledge and Peggy is an employee of BCBS AL and she forwarded the false information using their logo in the email to 6 other individuals and you know the rest. According to an email from BCBS …

    Thank you for contacting us about the chain email you received.

    This email was not created or approved for distribution by Blue Cross and Blue Shield of Alabama and is not reflective of the Company’s position. It contains incorrect information received by an employee who redistributed it to 6 others. We have a longstanding policy against distributing chain emails like this, and actions have been taken to reinforce this policy.

    We apologize for any confusion or concern this email may have caused.
    Sincerely,

    Susan
    Customer Service

    • Ken Graf,

      “Must not have done much research if you couldn’t find info about Peggy Reihle from BC & BS of AL or the professor.”

      Thank you for confirming my original post’s assertion that this email is a hoax.

      But why must you be so contemptuous toward me, an unpaid blogger who founded this blog and works all day, 7 days a week, for no pay? Are you so small that you must contrive ways to put people down? I feel sorry for you.

  10. Patsy Washburn

    This email about Medicare rates increasing is a total fabrication. Look it up in Snopes. I have never seen one of these chain emails that had any truth whatsoever. Try watching something other than Faux (Fox) News.

    • Try reading the whole post…” However, I cannot verify the claims made by the circulating e-mail that Medicare insurance premium will more than double from 2012 to 2014.”

    • Patsy Washburn:

      My post says the email is a hoax. Why don’t you try reading my post itself instead of hurling insults.

      Oh and by the way, you’re so stupid you can’t even distinguish Fox News from email. Fox News is not an email. Fox News didn’t create and spread the bogus email. Introducing Fox News here is also a non sequitur, which must go with being stupid. I sure hope the other residents of Sandy, Utah, aren’t as stupid and pointless as you.

    • Then you havaen’t seen many chain emails. While it is certainly true that many are either not completely factual or totally false, it doesn’t negate the fact that Obama, his administration, and his Obamacare is a blight and danger to our very existence, much less the America that our forefathers fought, bled and died for.

  11. The BC/BS phone number for Peggy Riehle, 205-220-6778 is a “non-working number”. I called the switchboard of BCBS of AL and spoke live with their operator. In asking for Peggy Riehle she responded asking if it was in because of this issue. She then read me an official management response that had just been issued in the last few days in which they denied the authenticity and statements connected with it. It seems that originally, it was an internal email that someone sent to an external contact in violation of company forwarding of internal mail. Since reaching the public, it has undergone alterations and additions of statements that were not in the original. They [BCBS] note that the ACA does not address or contain Medicare cost schedules.
    Snopes also points this out but I have not verified from the ACA itself. http://www.snopes.com/politics/medical/medicare.asp
    Many “hoaxes” have a “grain of truth” but are twisted and altered to suit certain “objectives”, be they political, business slander, or personally directed.
    IF IT SOUNDS ALARMING, don’t forward until you have confirmed it to be accurate. If you forward without checking, you damage your own reputation as a reliable source of information. So don’t do it!
    Apparently, this cannot be officially and independently confirmed. Therefore it is either wrong or a scam/hoax.

  12. I went to Medicare.gov and found that the 2013 premium will be announced by the Center for Medicare and Medicaid Services (CMS) in the fall. You can go to Medicare.gov/cost/ for that information. I still dont know how BCBS got involved in this.

  13. I very much appreciate you taking the time to do some research Eowyn. This issue is of great concern to many!

  14. I think there are a great deal of negative emails about Obama Care or President Obama himself. This is a classic example for why people should do their own fact checking when these emails are received. If you’re online, then simply google as in this case, will medicare premiums increase in 2014? But to accept a chain email as factual without further research is as ignorant as the people who initiated the email. If you know the sky is blue, do not allow someone to tell you it’s yellow without research.

  15. I try to ignore political email. What shocked me was Pelosi saying that congress had to pass the law to know what was in it. Is this accurate? Is there a 3.8% sales tax attached to real estate sales in this law? None of it sounds good to me.

  16. Either way you look at it,.Obama is Destroying America. He’s setting it up for when his Muslim buddies to take over. He could care less about Americans.

  17. Don’t know what the Medicare premium will be in 2013, but I do know this: my Medicare advantage plan jumped $10 per month, the deductible for a specialist went from $30 to $40, deductibles for MRI, CAT SCANS, etc
    Went from $50 to $200, we now must pay the first $200 for an ambulance, double what we paid before. The company also stopped paying for silver sneakers, a Wellness and fitness program. So much for Obamacare lowering our health costs.

  18. I concur with David except my mother’s medicare advantage plan through Blue Care Network, increased nearly $60 per month!!! Plus all the extra out of pocket David mentions…

  19. I got this stupid email for the second time today. I look at these silly hysterical people (“Obama is Destroying America,” etc., and wonder how we ever evolved (sorry, Creationists) from the apes. People are so unscrupulous to spread this nonsense. I get dumb emails attacking Romney and the Republican party but I don’t forward them to people. I delete this garbage. As an Independent voter I MAY vote for Obama OR I might vote for Romney. But this kind of ignorant, baseless attack only show how stupid and desperate people can get.

    • Well, I guess you are ok with the $16 TRILLION number, Fast and Furious, Libya, Afghanistan, the downgrade of our bond rating, the unemployment, the number not participating in the workforce, the millions on food stamps, etc. If that’s not destroying America, I’d hate to see what really would qualify as destroying America.

  20. Plain and simple. HAS THE GOVERNMENT EVER RAN ANYTHING COST EFFECTIVLY? Hell no. So what makes you think this Obamacare program is going to be any different. WAKE UP AMERICA!!!

  21. Appreciate your research. Medicare for seniors will be impacted regardless of who is elected. It will either be in increased cost, decreased benefits or both. The USA is following the socialized medicine course taken by Great Britain and other European countries. We now have the best medical services in this country because of private enterprise. Competition will produce better options with less government intervention.

  22. HAS THE GOVERNMENT EVER RAN ANYTHING COST EFFECTIVLY?

    Well as a matter of fact they have. The Social Security System is the best transaction processing system in the country. Much more efficient and cost effective than any insurance company, gasoline company bank or credit card company.

  23. I was just startting to do all the research mentioned above on the chain letter re Medicare Premiums begin to increase dramatically.when I came upon this article. How disgraceful that all those people that got the e-mail just sent it on to a couple of hundred more without even verifying.. I would like to know if J Hill is familiar with his name being used. Thanks for the explanation of Emeritus…I will continue to follow up on this and try to return info to those on my chain letter so they can learn the truth.

  24. Already most of the senior citizens are not satisfied by the Obama health care and this plan helps to increase premium double means people depends on low cost insurance policies.

    http://www.medicaremaine.com/

  25. They are raising the premiums this is not a satisfactory ;even now they are not satisfied by the health care if they raise they will surely be reversed!
    http://www.medicareamerica.com/

  26. But as the Government is changing the policies regularly people can’t judge which is apt one so most of the people are in dilemma!
    http://www.medicareindiana.com/

  27. I too heard that the premium is going to be double.Had some research regarding this information and came to know that obamacare not doubles the medicare premium insurance but certainly not going to decrease.

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